Broker Check

At our firm, we have the client—and only the client—in mind.

Our reasons for becoming financial professionals are deeply personal. We repeatedly saw many friends and family struggling to find the help they needed to map out their financial future. We are confident that with our understanding of personal finance, coupled with our training as financial professionals, we can help people better prepare for the future. After years in the business, we have developed a reputation for educating individuals in an easy-to-understand manner so they can grasp personal finance and use those concepts to pursue their financial objectives. We feel a commitment to our community.

At our firm, we have the client—and only the client—in mind.

Over the years, we have found that a team approach can be an effective method to help clients who have a wide variety of needs as they maneuver through a complex financial-services world. We invite you to discover and experience the power of our services. We believe it has far-reaching benefits for our clients to get opinions from several sources with diverse backgrounds, education, and experience.

No one strategy fits everyone, which is why every client gets our undivided attention—from planning to execution to follow-up. We take a proactive approach to helping you develop a strategy to address your financial goals and objectives, using the most efficient methods available.

Annapolis Office

Chadwick (Chad) Watson

Partner

chadwick.watson@lfg.com

Chadwick (Chad) Watson is a partner of Charter Financial Group (CFG), a private financial planning services firm assisting clients from its Annapolis, MD; Salisbury, MD; and Houston, TX offices. He is based out of the firm’s...

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Elizabeth A. Liechty, ChFC®, CLU®, ADPA®

Partner

elizabeth.liechty@lfg.com

Elizabeth A. Liechty is a senior partner at Charter Financial Group (CFG), a private financial advisory firm located in Annapolis, Maryland. Elizabeth is registered with Lincoln Financial Advisors Corp., a division of Lincoln Financial...

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Jeffrey Furniss

Partner

jeffrey.furniss@lfg.com

Jeffrey is an advisor with Charter Financial Group, affiliated with Lincoln Financial Advisors Corp., along with six partners, in Annapolis, MD. Jeffrey is a life-long resident of Anne Arundel County and a 1987 graduate of University...

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Steven M. Goldberg

Financial Advisor

steven.goldberg@lfg.com

Steven M Goldberg is a registered advisor at Lincoln Financial Advisors and is part of the Charter Financial Group. Lincoln Financial Advisors Corp., a division of Lincoln Financial Group, is a Fortune 500 registered investment...

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John-Patrick (J.P.) Sollock

Financial Advisor

jp.sollock@lfg.com

J.P. Sollock joined Charter Financial Group team in 2017. Having earned his Bachelor of Arts in Economics at the University of Maryland, J.P. got into the finance industry allowing him to pursue what he enjoys most, helping people...

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Gavin P. Higgins

Financial Advisor

410-987-3595

Gavin.Higgins@lfg.com

Gavin began his career as a Private Wealth Advisor in Beverly Hills, CA in 2005. Prior to his employment with Lincoln Financial Advisors, Gavin worked in various Private Wealth Management roles at firms including...
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Roberto Molina

Financial Advisor

roberto.molina@lfg.com

Roberto Molina is an advisor at Charter Financial Group (CFG), an independent financial planning firm serving clients across the nation from its Annapolis, MD; Salisbury, MD; and Houston, TX offices. He is based out of the firm’s...

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John (Rick) Nistler

Financial Advisor

john.nistler@lfg.com

John (Rick) Nistler is an advisor and client relationship manager at Charter Financial Group (CFG). Rick has been in the financial services industry since 2005. His focus is creating comprehensive financial plans for individuals,...

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Cindy Hanke

Client Relationship Manager to Steven M. Goldberg

cindy.hanke@lfg.com

Molly Wray

Assistant to Elizabeth Liechty

molly.wray@lfg.com

Christian Furniss

Client Relationship Manager to Jeffrey Furniss

christian.furniss@lfg.com

Houston Office

Jacqui Davie

Financial Advisor

jacqui.davie@lfg.com

Jacqui is an Estate and Succession Planning Specialist at Charter Financial Group (CFG), an independent financial planning firm serving clients across the nation from its Annapolis, MD; Salisbury, MD; and Houston, TX offices. She is...

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Georgi (Georgina) Rosal

Partner

georgi.rosal@lfg.com

Georgi M. Rosal is a senior partner at Charter Financial Group, a private financial advisory firm located in Houston, Texas and Annapolis, Maryland. Georgi is registered with Lincoln Financial Advisors Corp., a division of Lincoln...

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Salisbury Office

Osborne (Buzz) D. Christensen

Financial Advisor

osborne.christensen@lfg.com

Osborne (Buzz) D. Christensen is a Financial Planner at Charter Financial Group (CFG), an independent financial planning firm serving clients across the nation from its Annapolis, MD; Salisbury, MD; and Houston, TX offices. He is based...

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Client Centered

Client Centered

Whether you are investing to build wealth, protect your family, or preserve your assets, our personalized service focuses your needs, wants, and long-term goals.

Our team of professionals have years of experience in financial services. We can help you address your needs of today and for many years to come. We look forward to working with you.

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